Cross-border settlement for Mozambican hospitality

Card in. Metical out.
Settled weekly.

MozPay is the stablecoin settlement corridor that lets your lodge accept international card payments and receive Mozambican metical — straight to your bank, every week. Roughly 8% all-in, not 11%.

Now onboarding our pilot lodge in Vilanculos.
The MozPay corridor — guest checkout to lodge payout

Guest

Pays by card at checkout USD

Acquirer

Settles net proceeds in USDC USDC

MozPay

Holds & batches weekly USDC

FX partner

Converts USDC → metical MZN

Your lodge

Metical, weekly MZN
~8%
All-in cost per booking
Weekly
Settlement to your bank
USDC
Stablecoin-backed corridor
~3pp
Cheaper than the incumbent
The problem

International card payments cost Mozambican lodges a fortune.

Two structural costs sit between a guest's card and the lodge's bank account — and together they swallow more than a tenth of every booking.

~3%

High acquiring fees

Cross-border interchange plus an acquirer markup on every international card transaction — levied before a single metical reaches you.

~8%

Opaque FX spread

A hidden USD-to-metical conversion spread buried in the payout. You rarely see the rate, and you can't shop around for a better one.

~11% Combined cost of every international booking today — split awkwardly between the lodge and the guest, with no transparent, fast-settling alternative for sub-$10m operators.
How it works

One corridor, from checkout to your bank.

The guest pays by card exactly as they expect. Behind the scenes, MozPay routes the money through a stablecoin settlement layer and pays you out in metical — every week.

Guest pays by card

A familiar hosted checkout. The guest pays in USD; their experience never changes.

Settled in USDC

The acquirer settles net proceeds into MozPay's wallet as USDC — a fully-reserved stablecoin.

Held & batched

MozPay holds the USDC and batches the week's bookings to secure the best conversion rate.

Converted to metical

A licensed FX partner converts USDC to MZN at a transparent, negotiated rate.

You get paid

Metical lands in your local bank account, weekly, with a full statement for every payout.

Why MozPay

Built for lodges, not for the rails.

Everything you need to take international money and turn it into local cash — without the guesswork.

Lower all-in cost

Target ~8% all-in versus the ~11% you pay today — a transparent take rate with no hidden FX surprises.

Weekly payouts

Predictable metical settlements on a weekly cadence — no waiting weeks to see your money.

Familiar checkout

Guests still pay by card on a hosted page. Nothing new for them to learn, nothing for you to maintain.

Reconciliation built in

Three-way reconciliation across acquirer, ledger and payout — so every cent is accounted for.

Compliance-first

Operated through a UK entity with KYC, sanctions and PEP screening on every lodge we onboard.

Built for seasonality

Designed for the peaks and troughs of hospitality — batching scales with your August and December rush.

Pricing

Keep more of every booking.

One transparent take rate, charged across the guest and the lodge — and a fair, negotiated FX rate instead of a hidden spread.

The status quo

~11%
combined cost per international booking
  • Opaque USD→MZN spread
  • Slow, unpredictable settlement
  • No statements or reconciliation
  • No real alternative for small operators

With MozPay

~8%
all-in, transparent take rate
  • Negotiated, visible FX rate
  • Weekly metical settlement
  • Statement & reconciliation per payout
  • Dispute & query handling included
For lodges

A back-office that does the heavy lifting.

More than a payment rail — MozPay handles the billing, the queries and the books so you can run your lodge.

  • Lodge dashboard

    Bookings, payout schedule and weekly statements in one place.

  • Dispute & query handling

    We manage chargebacks and guest payment queries on your behalf.

  • Invoicing & debtor management

    Deposits and balances tracked and chased, end to end.

  • Reporting & FX advisory

    Clear reporting on every conversion, with guidance on timing.

Pilot lodge

Vilanculos Beach Lodge

Vilanculos, Mozambique
Bookings this week12
Gross (USD)$14,820
MozPay take rate8.0%
FX rate USD→MZN63.50
Weekly payoutMZN 865,800

Ready to keep more of every booking?

We're onboarding lodges onto the corridor now. Tell us about your property and we'll set up a call.